Before You Go

 

1. Maximize Free Money First

2. Utilize Cheap Money Next

3. Fill the Gap Responsibly

 

About Us

About Us

Ingersoll-Rand Federal Credit Union

We are proud to partner with Credit Union Student Choice in offering our members a valuable student lending solution! Even if you are not a member of the credit union, you may still apply for a loan now. However, please note that you will need to become a credit union member before we can fund your loan.

 

Who is eligible for credit union membership?

It's easy to join Ingersoll-Rand Federal Credit Union! Just visit the Ingersoll-Rand Federal Credit Union website to learn more about credit union membership and to open your account!

Not familiar with credit unions? Credit unions are not-for-profit financial cooperatives. We offer many of the same products and services as banks - including savings and checking accounts, loans, ATMs and online banking - but there are also key differences that can save you money. Credit unions are owned and controlled by our members, not profit-driven shareholders. That means the average credit union can offer better rates and lower fees than many other financial institutions!

 

Who is Credit Union Student Choice?

A group of leading credit unions saw a need in the marketplace for a better private student loan - one that was actually in the students best interest - and Credit Union Student Choice was born. By working together, credit unions across the country are providing students and families with a fair-value private student loan solution that has:

  • Straightforward terms

  • Lower rates

  • No origination fees

  • Flexible repayment options

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